Terms of Service

The following Terms of Service, which include the Privacy Policy and any content displayed on the Site are a legally binding agreement between you (“User, “you,” “your”) and Kreativa Inc. d/b/a kreativa.co (“kreativa.co,” “we,” “us”) (hereinafter collectively referred to as the “Terms of Service”). By visiting and/or using the services available from the domain and sub-domains of www.kreativa.co (the “Site”), you agree to be legally bound by these Terms of Service. We reserve the right to amend at any time these Terms of Service and all linked information in our sole discretion by posting the amended Terms of Service and/or amendments to any linked information. Unless otherwise provided in such amendment, the amended terms will take effect upon posting.

  1. OVERVIEW AND DEFINITIONS

    kreativa.co is an online marketplace that enables buyers of professional services (“Customers”) to search for providers of professional services (“Agencies” and, collectively with Customers, “Registered Users”). The Site contains features that enable Agencies and Customers to do, among other things, the following:

    • Customers: Create profiles, create projects, post projects, search for Agencies, communicate with Agencies, negotiate with Agencies, award projects to Agencies, leave feedback for Agencies and obtain feedback from Agencies, purchase extra services.

    • Agencies: Create profiles, submit quotes and timings, negotiate with Customers, obtain projects, obtain feedback from Customers, and pay for website services.

    We also provide Registered Users with certain services described in, and subject to, these Terms of Service (as further defined below, the “Services”). We may add, delete or amend some or all of such Services at any time at our sole discretion with reasonable notice posted in advance on the Site. Capitalized terms used in these Terms of Service have the following meanings:

    • “Account” means the account created by the Site upon registration.

    • “Service Charges” means, as applicable, the Project Fee and PRO Membership Fee.

    • “Services” means, collectively, the Kreativa Matching Service and Membership Services.

    • “Site” means the World Wide Web site operated by Kreativa Inc. at https://www.kreativa.co or any replacement URL.

  2. REGISTRATION

    1. Eligibility. To access our Services through our Site, you must be a legal entity or an individual of eighteen (18) years of age or older who can form legally binding contracts. To become a Registered User, you must accept all of the terms and conditions in, incorporated by reference in, and linked to, these Terms of Service. By becoming a Registered User, you agree to: (1) abide by these Terms of Service and the processes, procedures, and guidelines described throughout the Site; (2) be financially responsible for your use of the Site and the purchase or delivery of services; and (3) perform your obligations as specified by any Project Agreement that you accept, unless such obligations are prohibited by law or by the Terms of Service. kreativa.co reserves the right, in its sole discretion, to refuse, suspend, or terminate Services to anyone.

    2. Registration. To become a Registered User and to access Services you must register for an Account. You agree to provide true, accurate and complete information as prompted by the registration form and all forms you access on the Site, and to update this information to maintain its truthfulness, accuracy and completeness.

    3. Accounts and Profiles.

      • General. Once you have registered with the Site as a Registered User, the Site will create your Account with kreativa.co and associate it with an account number.

      • Username and Password. During registration, you will be asked to choose a username and password for the Account. As a Registered User, you agree and you are entirely responsible to safeguard and maintain the confidentiality of the username and password you use to access this Site. You authorize kreativa.co to assume that any person using the Site with your username and password is you or is authorized to act for you. You agree to notify us immediately if you suspect any unauthorized use of the Account.

  3. RELATIONSHIPS

    1. Customer and Agency.

      1. Project Agreement. The engagement, contracting and management of a project are between a Customer and an Agency. Upon acceptance of a quote, the Customer agrees to purchase, and the Agency agrees to deliver, the services and related deliverables and/or product in accordance with the following agreements: (a) the agreement between Customer and Agency including the Project Proposal, Project Description, and other terms and conditions as communicated between Customer and Agency on the Site or otherwise, (b) these Terms of Service, and (c) any other content uploaded to the Site by kreativa.co (collectively, the “Project Agreement”). You agree not to enter into any contractual provisions in conflict with these Terms of Service. Any provision of a Project Agreement in conflict with these Terms of Service is void. Customer is responsible for managing, inspecting, accepting and paying for satisfactory services and deliverables and/or product(s) in accordance with the Project Agreement in a timely manner. Agency is responsible for the performance and quality of the services in accordance with the Project Agreement. Customer and Agency each covenants and agrees to act with good faith and fair dealing in performance of the Project Agreement.

      2. Independence. Customer and Agency each acknowledges and agrees that their relationship is that of respectively a customer and an independent contractor. The Agency shall perform services as an independent contractor and nothing in these Terms of Service shall be deemed to create a partnership, joint venture, agency, or employer-employee relationship between Agency and Customer or between kreativa.co and any Customer and/or any Agency.

    2. Registered Users and kreativa.co

      1. General. kreativa.co is not a party to the dealings, contracting and/or performance of any Project between a Customer and a Agency. kreativa.co has no control over and does not guarantee the quality, safety or legality of any services performed or deliverables or products created, advertised, the truth or accuracy of project listings, the qualifications, background, or abilities of Registered Users, the ability of Agencies to perform services, the ability of Customers to pay for services, or that a Customer or Agency can or will actually complete performance of a Project. kreativa.co is not responsible for and will not control the manner in which a Agency operates and kreativa.co is not involved in the hiring, firing, discipline or working conditions of the Agency. All rights and obligations for the purchase and sale of services or other deliverables or products are solely between a Customer and a Agency. kreativa.co will not provide any Agency with any materials or tools to complete any Project. Customers and Agencies must look solely to each other for enforcement and performance of all the rights and obligations arising from Project Agreements and any other terms, conditions, representations, or warranties associated with such dealings.

      2. Third-Party Beneficiary of Project Agreement. Customer and Agency each acknowledges and agrees that the value, reputation, and goodwill of the Site depend on their performance of their covenants and agreements as set forth in their Project Agreement. Customer and Agency therefore appoint kreativa.co as a third-party beneficiary of their Project Agreement for purposes of enforcing the obligations owed to and the benefits conferred upon kreativa.co by these Terms of Service. Customers and Agencies further agree that kreativa.co has the right to take such actions with respect to the Project Agreement or their Accounts, including without limitation, suspension, termination, or any other legal actions as kreativa.co in its sole discretion deems necessary to protect the value, reputation, and goodwill of the Site and/or kreativa.co and/or Kreativa Inc.

      3. Agency. These Terms of Service and any registration for or subsequent use of this Site by any user or Registered User will not be construed as creating or implying any relationship of agency, franchise, partnership or joint venture between you and kreativa.co except and solely to the extent expressly stated herein.

      4. Taxes. Registered Users are responsible for the payment and reporting of any and all required taxes. kreativa.co is not obligated to determine the applicability of any taxes or to remit, collect or report any such applicable taxes unless otherwise agreed to by both parties pursuant to the terms of any provision of tax services provided to you by kreativa.co. You agree that you will abide by any and all applicable state and federal tax statutes, regulations and common law. In the event kreativa.co receives a notice of non-compliance with any such statute, regulation or common law, including, without limitation, an Internal Revenue Service Levy, kreativa.co will deem such receipt a breach of this section and will suspend your Account until kreativa.co has received an Internal Revenue Service Release.

  4. kreativa.co FEES

    1. Services Fees. kreativa.co deducts one or more of the following fees:

      1. Membership Fee.

        • If you sign up for a PRO membership, you will be billed on a yarly basis. If you downgrade your placement to Basic prior to the processing of your next year invoice on the 365th day, you will not be charged for the next year.

        • An upgrade from the Basic placement to the PRO membership will end your free membership. You will be billed for your first year immediately upon upgrading.

        • The Service is billed in advance on a yearly basis and is non-refundable. There will be no refunds or credits for partial years of service, upgrade/downgrade refunds, or refunds for months unused with an open account. In order to treat everyone equally, no exceptions will be made.

      2. Job Posting Fee.

        • If you post a job, you will be billed a fixed fee on a monthly basis per published vacancy. If you remove your job posting prior to the processing of your next month invoice on the 30th day, you will not be charged for the next month.

        • The Service is billed in advance on a monthly basis and is non-refundable. There will be no refunds or credits for partial months of service.

    2. We reserve the right to change membership fees, service fees, processing fees or any other fee that may be charged by kreativa.co at any time, at the sole discretion of kreativa.co and upon reasonable notice posted in advance on the Site. No refunds of fees already paid will be given. If we exercise our right to cancel a membership as provided under these Terms of Service, at any time, we will not refund the membership fee already paid.

  5. TERM, TERMINATION AND SUSPENSION.

    1. These Terms of Service shall become effective as your contractual agreement upon your use of the Site, and shall continue until your Account is terminated by you or kreativa.co as provided for under the terms of this section.

    2. Unless otherwise agreed to in writing between the parties, either party may terminate the contractual agreement represented by these Terms of Service at any time upon notice to the other party. In such event, your Account is automatically terminated and (1) kreativa.co shall continue to perform those services necessary to complete any open transaction between you and another Registered User; and (2) you shall continue to be obligated to pay any amounts accrued but unpaid as of the date of termination to kreativa.co for any service and to any Agency for any services.

    3. Any termination of an Account will automatically lead to the termination of all related profiles.

    4. Without limiting our other remedies, we may issue a warning, or temporarily suspend, indefinitely suspend or terminate your Account or a Project, and refuse to provide any or all services to you if: (1) you breach the letter or spirit of any terms and conditions of these Terms of Service or the linked policies and information incorporated herein by reference, including our written policies and procedures posted on the Site; (2) we are unable to verify or authenticate any information you provide to us; or (3) we believe in our sole discretion that your actions may cause legal liability for you, our Registered Users or for kreativa.co or are contrary to the interests of the Site. Once indefinitely suspended or terminated, you must not continue to use the Site under the same Account, a different Account, or register under a new Account.

    5. In addition, violations of these Terms of Service may be prosecuted to the fullest extent of the law and may result in additional penalties and sanctions.

    6. Without limiting our other remedies, to the extent you engage in actions or activities which otherwise reduce fees owed kreativa.co under these Terms of Service, you must pay kreativa.co for all fees owed to kreativa.co and reimburse kreativa.co for all losses and costs and reasonable expenses (including attorney fees) related to investigating such breach and collecting such fees.

    7. When your Account is terminated for any reason, you may no longer have access to data, messages, files and other material you keep on the Site. The material may be deleted along with all your previous posts and proposals.

  6. PRIVACY AND CONFIDENTIALITY.

    Your use of the Site and the services provided therein and thereby is governed by the terms of these Terms of Service and the kreativa.co. Privacy Policy it is your responsibility to review the kreativa.co Privacy Policy, which is incorporated by reference, and we suggest that you review the Privacy Policy and print a copy for yourself. The Privacy Policy is posted on the Site and may be updated from time to time. Unfortunately, we cannot ensure that disclosure of your personal information will not occur in ways not described in the Privacy Policy. We may be required by law to disclose information to government authorities, law enforcement agencies or third parties upon subpoena, and you authorize us to disclose information as we believe, in our sole discretion, is necessary or appropriate.

  7. INTELLECTUAL PROPERTY.

    1. kreativa.co Content
      Your use of the Site and the services provided therein and thereby is governed by the terms of these Terms of Service and the kreativa.co Intellectual Property Policy ("IP Policy"). It is your responsibility to review the kreativa.co IP Policy, which is incorporated by reference, and we suggest that you review the IP Policy and print a copy for yourself. The IP Policy is posted on the Site and may be amended from time to time.

    2. Registered User Content.

      1. You are solely responsible for information posted on our Site, including but not limited to (a) any audio, video or photographic content (collectively, “Multimedia Content”), (b) any posting or listing made in any public message area, through any email feature or through kreativa.co’s feedback feature (collectively, “Non-Multimedia Content”) and (c) any other content of a personal nature including but not limited to your resume, biography, work history and work product produced for another Registered User including Companies (“Personal Content”). You retain ownership of all Multimedia Content and Personal Content, subject to the licenses granted herein.

      2. You hereby assign to kreativa.co your rights in any Non-Multimedia Content. You grant us a non-exclusive, worldwide, perpetual, royalty free, irrevocable right to exercise all copyright and publicity rights with respect to the Multimedia Content and to use such Multimedia Content for the purpose of advertising and publicizing kreativa.co products and services and you grant us a non-exclusive, worldwide, perpetual, royalty free, irrevocable right to use the Personal Content for the purpose of providing Services.

      3. Your information must not: (a) infringe any third party’s rights, including but not limited to intellectual property, publicity or privacy; (b) be defamatory, trade libelous, threatening or harassing; nor (c) be obscene, indecent or contain pornography.

      4. We do not endorse any information posted by Registered Users and we are not liable for any such information posted on the Site, including but not limited to any information posted about you. We reserve the right to take any action, in our sole discretion, with respect to information posted on the Site which we believe is inappropriate, including but not limited to termination of your Account. However, we cannot, nor do we, control the information provided by you or other Registered Users or other content providers which is made available through our system.

    3. Removal of Content for which Copyright Infringement Is Claimed.

      1. Pursuant to 17 USC. § 512 as amended by Title II of the Digital Millennium Copyright Act, kreativa.co has implemented procedures for receiving written notification of claimed infringements and for processing such claims in accordance with the Act. If you believe that your copyrights are being infringed by a User of the Site, please fill out a Notice of Infringement form and fax it to kreativa.co Copyright Infringement Notices at +1-775-229-4991.

      2. The information requested by the Notice of Infringement form substantively complies with the safe harbor provisions of the Digital Millennium Copyright Act, 17 USC. § 512(c)(3)(A), which provides that a notification of claimed infringement must be a written communication provided to the designated agent that includes substantially the following:

        1. A physical or electronic signature of a person authorized to act on behalf of the owner of an exclusive right that is allegedly infringed.

        2. Identification of the copyrighted work claimed to have been infringed, or, if multiple copyrighted works at a single online Site are covered by a single notification, a representative list of such works at such Site.

        3. Identification of the material that is claimed to be infringing or to be the subject of infringing activity and that is to be removed or access to which is to be disabled, and information reasonably sufficient to permit the Agency to locate the material.

        4. Information reasonably sufficient to permit the Agency to contact the complaining party such as an address, telephone number, and if available, an electronic mail address at which the complaining party may be contacted.

        5. A statement that the complaining party has a good faith belief that use of the material in the manner complained of is not authorized by the copyright owner, its agent or the law.

        6. A statement that the information in the notification is accurate, and under penalty of perjury, that the complaining party is authorized to act on behalf of the owner of an exclusive right that is allegedly infringed.

        7. Notification from a copyright owner or from a person authorized to act on behalf of the copyright owner that fails to comply substantially with the provisions above shall not be considered as providing actual knowledge or an awareness of facts or circumstances from which infringing activity is apparent.

      3. Additionally, you are required to provide a Notice of Infringement form each time you wish to report alleged acts of infringement and fax it to the number provided above.

  8. REPRESENTATIONS, DISCLAIMERS, LIMITATIONS AND EXCLUSIONS

    1. Registered User Representations and Warranties. All Registered Users represent, warrant, and agree:

      1. to grant access to an Account only to users authorized to act on behalf of the Registered User and only in accordance with these Terms of Service.

      2. to be fully responsible and liable for any action of any user who uses your Account.

      3. not to use the Account, username, or password of another Registered User that you are not expressly authorized to use.

      4. not to allow any third party who is not authorized to do so to use your Account at any time.

      5. not to use any device, software or routine, including but not limited to any viruses, Trojan horses, worms, time bombs, robots or denial-of-service attacks, intended to damage or interfere with the operation of the Site or any transaction being conducted through the Site.

      6. not to intercept or expropriate any system, data or personal information from the Site.

      7. not to take any action that imposes an unreasonable or disproportionately large load on the Site infrastructure, including but not limited to “spam” or other such unsolicited mass emailing techniques.

      8. that it has the right and authority to enter into the Terms of Service and to transact business hereunder.

      9. that they are using the Site solely for the purpose of entering into a bona fide business transaction with other Registered Users.

      10. that they will not use the Site or its services to defraud or mislead any person or entity, including without limitation kreativa.co or any Register User.

      11. that they will not use the Site to violate any law or regulation of the United States of America or any international law or treaty.

      12. that they are not a resident national of, or, an entity located in Cuba, Iran, Sudan, Burma (Myanmar), Democratic Republic of the Congo, North Korea, Syria or any other country subject to economic sanctions imposed by the government of the United States of America.

      13. that they are not currently and have never been listed as a Specially Designated National by the United Stated Department of Treasury’s Office of Foreign Assets Control (“OFAC”).

      14. that they will not use the Site in connection with any “prohibited transaction” as defined under the Cuban Assets Control Regulations, 31 C.F.R. Part 515; Iranian Transactions Regulations, 31 C.F.R. Part 560; or Sudanese Sanction Regulations, 31 C.F.R. Part 538; Former Liberian Regime of Charles Taylor Sanctions Regulations, 31 C.F.R. Part 593; Burmese Sanctions Regulations, 31 C.F.R. Part 537; Foreign Assets Control Regulations as they relate to North Korea, 31 C.F.R. Part 500; Executive Order 1338; or any other law, regulation or executive order of the United States of America.

    2. Warranty Disclaimer. THE SERVICES PROVIDED BY kreativa.co OR OUR THIRD-PARTY SERVICE PROVIDERS ARE PROVIDED “AS IS,” AS AVAILABLE, AND WITHOUT ANY WARRANTIES OR CONDITIONS (EXPRESS OR IMPLIED, INCLUDING THE IMPLIED WARRANTIES OF MERCHANTABILITY, ACCURACY, FITNESS FOR A PARTICULAR PURPOSE, TITLE AND NON-INFRINGEMENT, ARISING BY STATUTE OR OTHERWISE IN LAW OR FROM A COURSE OF DEALING OR USAGE OR TRADE). WE MAKE NO REPRESENTATIONS OR WARRANTIES, OF ANY KIND, EITHER EXPRESS OR IMPLIED, AS TO THE QUALITY, IDENTITY OR RELIABILITY OF ANY THIRD PARTY, OR AS TO THE ACCURACY OF THE POSTINGS MADE ON THE SITE BY ANY THIRD PARTY. SOME STATES AND JURISDICTIONS DO NOT ALLOW FOR ALL THE FOREGOING LIMITATIONS ON IMPLIED WARRANTIES, SO TO THAT EXTENT, IF ANY, SOME OR ALL OF THE ABOVE LIMITATIONS MAY NOT APPLY TO YOU.

    3. Limitation of Liability. IN NO EVENT SHALL WE OR OUR THIRD-PARTY SERVICE PROVIDERS BE LIABLE TO YOU OR ANY OTHER REGISTERED USER FOR ANY SPECIAL, INDIRECT, CONSEQUENTIAL, INCIDENTAL OR PUNITIVE DAMAGES PURSUANT TO THIS AGREEMENT, INCLUDING BUT NOT LIMITED TO, LOSS OF PROFITS, LOSS OF BUSINESS OPPORTUNITIES OR LOSS OF GOODWILL, EVEN IF ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. NOTWITHSTANDING ANY OTHER PROVISION OF THIS AGREEMENT, IN NO EVENT WILL OUR LIABILITY TO YOU FOR ANY ACTION OR CLAIM RELATED TO THE SITE SERVICES PROVIDED UNDER THESE TERMS OF SERVICE, WHETHER BASED ON CONTRACT, TORT, NEGLIGENCE OR ANY OTHER THEORY OF LIABILITY, EXCEED THE GREATER OF: (A) $100 OR (B) THE AGGREGATE AMOUNT OF MONIES ACTUALLY COLLECTED BY US FROM YOU FOR THE SERVICES TO WHICH THE LIABILITY RELATES DURING THE SIX (6) MONTH PERIOD IMMEDIATELY PRECEDING THE DETERMINATION OF SUCH LIABILITY. SOME STATES AND JURISDICTIONS DO NOT ALLOW FOR ALL THE FOREGOING EXCLUSIONS AND LIMITATIONS OF INCIDENTAL OR CONSEQUENTIAL DAMAGES, SO TO THAT EXTENT, IF ANY, SOME OR ALL OF THESE LIMITATIONS AND EXCLUSIONS MAY NOT APPLY TO YOU.

    4. General Release. If you have a dispute with another Registered User, you release kreativa.co (and our members, managers, officers, directors, agents, subsidiaries, joint ventures and employees) from claims, demands and damages (actual and consequential) of every kind and nature, known and unknown, arising out of or in any way connected with such dispute.

    5. YOU HEREBY WAIVE CALIFORNIA CIVIL CODE §1542 (AND ANY ANALOGOUS LAW IN ANY OTHER APPLICABLE JURISDICTION) WHICH SAYS: “A GENERAL RELEASE DOES NOT EXTEND TO CLAIMS WHICH THE CREDITOR DOES NOT KNOW OR SUSPECT TO EXIST IN HIS FAVOR AT THE TIME OF EXECUTING THE RELEASE, WHICH IF KNOWN BY HIM MUST HAVE MATERIALLY AFFECTED HIS SETTLEMENT WITH THE DEBTOR.”

    6. Indemnity. You agree to defend, hold harmless and indemnify kreativa.co from and against any and all losses, costs, expenses, damages or other liabilities incurred by kreativa.co from and against any cost, liability, loss, damage, cause of action, claim, suit, proceeding, demand or action brought by a third party against kreativa.co: (1) in connection with your use of the Services including any payment obligations incurred through use of the Kreativa Safe Payment Services; or (2) resulting from: (a) your use of the Site (b) your decision to supply credit information via the Site, including personal financial information; (c) your decision to submit postings and accept offers from other Registered Users; (d) any breach of contract or other claims made by Registered Users with which you conducted business through the Site; (e) your breach of any provision of these Terms of Service; (f) any liability arising from the tax treatment of payments or any portion thereof; (g) any negligent or intentional wrongdoing by any Registered User; (h) any act or omission of yours with respect to the payment of fees to any Agency; (i) your dispute of or failure to pay any Invoice or any other Payment; or (j) your obligations to a Agency. Any such indemnification shall be conditioned on our: (i) notifying you in writing of any such claim, demand, action, cost, liability, loss or threat of any thereof; (ii) cooperating with you in the defense or settlement thereof; and (iii) allowing you to control such defense or settlement. We shall be entitled to participate in such defense through our own counsel at our own cost and expense. We reserve the right to report any wrongdoing of which we become aware to the applicable government agencies or otherwise.

    7. Links. The Site may contain links to third-party web sites not under the control or operation of kreativa.co. When we provide links, we do so only as a convenience and do not endorse and are not responsible for the content of any linked site or any link contained in a linked site.

    8. Data. You are responsible for creation, storage, and backup of your business records. These Terms of Service and any registration for or subsequent use of this Site will not be construed as creating any responsibility on kreativa.co’s part to store, backup, retain, or grant access to any information or data for any period.

  9. MISCELLANEOUS TERMS AND CONDITIONS

    1. Compliance with Law. You are responsible for compliance with applicable state, federal and international laws, regulation and treaties, keeping in mind that access to the contents of this Site may not be legal for or by certain persons or in certain countries.

    2. Modification and Waiver. kreativa.co will not be considered to have modified or waived any of our rights or remedies under these Terms of Service unless the modification or waiver is in writing and signed by an authorized representative of kreativa.co. No delay or omission by kreativa.co in exercising its rights or remedies will impair its rights or be construed as a waiver. Any single or partial exercise of a right or remedy will not preclude further exercise of any other right or remedy.

    3. Severability. If any part of these Terms of Service is held to be unenforceable, the unenforceable part will be given effect to the greatest extent possible and the remainder will remain in full force and effect.

    4. Assignment or Transfer. You will not transfer, assign or delegate your rights or obligations (including your Account) under these Terms of Service to anyone without the express written permission of kreativa.co, and any attempt to do so will be null and void. kreativa.co may assign these Terms of Service in its sole discretion.

    5. State Specific Legal Notice. Pursuant to California Civil Code Section 1789.3 and California Business and Professions Code Section 17538, residents of California are hereby advised of the following: kreativa.co, located in Reno, Nevada, is the provider of the electronic commercial service on the Site. Registered Users are notified in advance regarding any applicable service charges. The Complaint Assistance Unit of the Division of Consumer Services of the Department of Consumer Affairs in California may be contacted in writing at 400 R. Street, Suite 3090, Sacramento, CA 95814 or by calling 1-800-952-5210. Upon your request, you may have this Agreement sent to you by email. Please feel free to contact kreativa.co to resolve a complaint regarding any aspect of service relating to the Site by writing to the above address, or contact us at support@kreativa.co.

    6. Force Majeure. Except for the payment of fees to kreativa.co, neither of the parties to these Terms of Service shall be responsible for the failure to perform or any delay in performance of any obligation hereunder due to labor disturbances, accidents, fires, floods, telecommunications or Internet failures, strikes, wars, riots, rebellions, blockades, acts of government, governmental requirements and regulations or restrictions imposed by law or any other similar conditions beyond the reasonable control of such party. The time for performance of such party shall be extended by the period of such delay.

    7. Notice. All notices required or permitted to be given under these Terms of Service, shall be in writing and shall be deemed to have been duly given if delivered personally or sent by pre-paid telex, telefax or telegram, or mailed first-class, postage pre-paid, by registered or certified mail (notices sent by telex or telefax, or telegram, shall be deemed to have been given on the date sent; those mailed shall be deemed to have been given ten (10) business days after mailing) to the addresses set forth below or to such other address as any party shall designate by notice in writing.

      If to kreativa.co:
      200 S. Virginia Str., 8th Floor, Reno, NV, 89501

      If to Registered User:
      
 To the address associated with Registered User’s access or login information.

    8. Headings and Labels. The boldface paragraph headings in these Terms of Service are included for ease of reference only and have no binding effect.

    9. Integration. These Terms of Service and all documents referenced in these Terms of Service (including the policies listed and available by hyperlink) comprise the entire agreement between you and kreativa.co with respect to the use of this Site and supersede all prior agreements between the parties regarding the subject matter contained herein as well as any conflicting or inconsistent terms in any Site that link to or are linked from the Site.

    10. Survival. Sections 4, 5, 6, 7, 8 and 9 will survive any termination of these Terms of Service for any reason. You may also want to review the Privacy Policy and the IP Policy.